Fifth Elephant Day #1 Notes - Part II

Sessions # - Link

Talk #3 - Machine Learning in FinTech

• Lending Space
• Credit underwriting system

India

• 2% Credit card usage
• 65% of population < 27 yrs
• Digital foot print (mobile)
• Identity (Aadhar)

40 Decisions / Minute -> 100 Crores a month

Use Cases / Scenarios

• Truth Score (Validity of address / person / sources)
• Need Score (Urgency / Time to respond application)
• Saver Score (cash flow real-time analytics)
• Credit Score (Debt to income)
• Credit awareness score
• Continuous risk assessments

Talk #4 - Driving Behaviour from Smartphone Sensors

• For Safety driving using smartphone sensors
• Spatial / location data
• Road traffic injuries due to distracted driving
• Phone usage - 4x crash risk
• Speedy driving - 45% car crash history
• Driving behavior analysis / driving feedback
• GPS + Inertial Navigational sensors (Accelerometer / Gyroscope / Magnetometer)

Characterization

• Drive detection
• Event detection
• Collision detection

Qualification

• Drive summarization and scoring
• Risk modelling

Optimization

• Events, location of events, duration of events

Dynamics

• Sensors
• Availability - wide variety across devices
• Raw Data - noisy, unevenly spaced time series
• Events - Time scales, combination of sensors
• Model building - Labelled vs unlabelled data, feature engineering
• Algorithms - Stream / batch efficiency

Techniques

• Cluster data 
• Eliminated uninteresting time periods
• Classification / Regression models
• Spectral clustering

Talk #5 - Indian Agriculture

• Crop rotation literacy
• Data curation, Query tools on data product
• Visualization and plotting of Agricultural data

Tak #6 and #7 - Last two talks were from Ecologists

• Using Image comparison for Big Cat Counting
• Predicting Big Cat Areas (Territories)
• Observe Nature, Frame Hypothesis, Design Experiments
• Confront with competing hypothesis
• Spacegap program
• Markov chain Monte-Carlo technique

Happy Learning!!!