Day #298 - Data Analysis of PNB Defaulters

Data Source - Link

Data Analysis of PNB Defaulters

Chart #1 - Top 20 States By Company Registration State and Defaulted Amount



Chart #2 - Top 20 States By Defaulters Count





Chart #3 - Top 20 Branches with Maximum Defaulters





Chart #4 - Top 20 Branches with Maximum Defaulters Loan Value





Possible Feature Variables

1. Branch Related Approval Score, Higher Defaulters lower the rating
2. Similar Industry Match Score
3. State Related Scores
4. Connections / Joint ventures in Past with Collapsed Companies
5. Rules for threshold limit based on Industry / State / Branch
6. Multiple Models for ongoing monitoring / performance / social medial trends etc..
7. Build a global model with defaulter list across banks and identify common patterns/modus operandi

Happy Learning!!!